Privacy Policy

Last Updated: August 15, 2022

This Privacy Policy (the “Policy”) applies to the websites and apps where it appears (collectively the “platform”). The Policy describes how PolarUs (“PolarUs”, “we”, “our”, or “us”) use Personal Information that we collect, receive, use, treat, and store about you in connection with your use of our services, websites, and/or apps (collectively, the “Platform”).

1. Personal Information Collected

We collect a range of Personal Information. “Personal Information” is information that can be used to identify or contact an individual. When we combine Personal Information with other information (i.e., information that does not, on its own, identify you), we treat the combined information as Personal Information.

We may collect contact and demographic information. For example, we may collect your name and email when you register an account.

We may also collect usage and device information when you visit our Platform. This may include information about the browser, operating system, and/or device identifier for the device you are using, your ISP and IP information, as well as the websites that you came from and the site you visit when you leave. We may also collect information about your location. This may include recording your precise location using a variety of technologies including GPS, WiFi, and your device’s location information in the background.

2. Method of Information Collection

We collect information in a variety of ways. We collect information directly from you, for instance when you register for an account, and/or post on our message boards or on social media. We also collect information if you contact us through the Platform.

We also collect information from you passively. Our Platform may use tracking tools like cookies and web beacons. We do this both on our Platform and in emails that we send to you. Through these tools we collect information about users over time when you use our Platform. This collection includes usage and browser information. For more information about the trackers that we use please see Section 6 of this Policy.

3. Combining Information

We combine Personal Information we obtain. For example, we may combine information that we have collected online with information that we have collected offline. Finally, we combine information across devices.

4. How We Use Personal Information

We use your Personal Information in a number of ways. For instance we use your information in order to perform the services you have enrolled in and provide you the deliverables you request. We also use information to communicate with you for transactional purposes, such as contacting you about this Policy or other similar communications. We may also use push notifications on our apps. These push notifications may be reminders to complete some within-PLATFORM activity, or about new content available, or relate to new features and services available through the Platform.

We use information to respond to your requests or questions, including questions about our Platform, our services, and your relationship with us. This includes communicating with you to process your registration and participate in the Platform and to respond to your feedback.

We may also use your information to improve our Platform and services, including to customize your experience with us.For example, we may send you information about new features on the Platform, new services we offer, and special offers.

Additionally, we may use information for security purposes to protect CREST.BD, our Platform and customers. Finally we may use your information for other purposes, as permitted by law.

5. Sharing Personal Information

We will not share Personal Information except as set forth in this Privacy Policy or with your consent. This section describes to whom we disclose Personal Information, and for what purposes:

Law Enforcement, Government Agencies, and Courts: We may disclose Personal Information at the request of law enforcement or government agencies or in response to subpoenas, court orders, or other legal process to establish, protect, or exercise our rights or to defend against a legal claim or as otherwise required or allowed by law, or to protect the rights, property, or safety of any other person. We may also disclose Personal Information to investigate or prevent a violation by you of any contractual or other relationship with us or your illegal or harmful activity.

6. Cookies and Other Technologies

We collect information about users over time on the Platform by using several common types of cookies and other tracking technologies including web beacons and flash cookies. For more information about cookies visit:

To assist us with analyzing our website traffic through cookies and similar technologies, we use analytics services such as Google Analytics. For more information on Google Analytics’s processing of your information, please see “How Google uses data when you use our partners’ Platforms or apps.”

These cookies may also be Flash Cookies. To learn how to manage privacy and storage settings for Flash cookies click here. We may use cookies that are session-based or persistent. Session cookies expire when you close your browser or turn off your device. Persistent cookies remain on your device after you close your browser or turn off device.

Some websites have “do not track” features that allow you to tell a website not to track you. These features are not uniform and we do not currently respond to these signals. Your browser may give you the ability to control cookies or other tracking tools. How you do that depends on the browser and the choices you make are specific to that browser. If you block cookies certain features of the Platform may not work. If you block or reject cookies not all tracking described here will stop.

7. Your Choices

You have certain choices about how we use your Personal Information. You can opt-out of certain marketing. To opt-out of marketing communications email us at, login to your account and update your communication settings, or follow the instructions in any promotional message you get from us. If you opt-out of getting marketing messages you will continue receiving relationship-related communications, as permitted by law.

You can control cookies and tracking tools. Some browsers have a “do not track” feature that prevents a website from tracking you. These features and options are browser and device specific and are not uniform. Our Platform does not currently respond to these signals. If you choose to block cookies and other trackers, certain features of the Platform may not work. Blocking or rejecting cookies will not stop all of the tracking described in this Policy.

8. Children

The Platform is not intended for children. Our Platform is meant for adults and we do not knowingly collect personally identifiable information from children under 13 without permission from a parent or guardian. If you are a parent or legal guardian and think your child has given us information you can email us at

9. Security Measures

The security of Personal Information is important to us. We use appropriate and reasonable security measures as required by relevant law, including encryption. However, the Internet and any method of electronic transmission and storage is not 100% secure. Therefore, we cannot promise or guarantee that your use of our site or the personal data we collect about you will be completely safe. We encourage you to use caution when using the Internet.

10. Links to Third-Parties and their Sites

Our Platform may include third-party content and links to third party websites and services that collect Personal Information. We do not control these third parties and this Policy does not apply to their privacy practices. We are not responsible for the practices of these third parties. Please read the third parties’ privacy policies carefully.

11. Contact Us

If you have questions about this Policy or our privacy practices please email us at You may also write to us at:

12. Updates

We may from time-to-time change our privacy practices. Unless otherwise indicated, any changes to this Policy will apply immediately upon posting to the Platform so please check our site periodically for updates. You can see when this Policy was last updated by reviewing the “Last Updated” legend at the top of this page. We will provide notice of material changes by communicating with you in the manner and format in which we typically communicate with you in our regular course of business, or as required by applicable law.